Insurance for mobile DJs?
So I’ve purchased liability insurance before, but it was running at least $100 per event, any fellow mobile DJs know any annual insurance plans? As I know I have at least 5 more events that will require insurance coverage of any sort. Thank you, and Happy Holidays 
I use these guys.
+1
The policy is cheap (ish), and easy to buy and add “Additional Insured” riders. I have never had a claim…so I can’t speak to that part of the process.
Is there policy an annual policy or a one time thing? Thank you again to the both of you I was worried for a second as the deadline is approaching. They laid this one on me last second 
While looking for a quote, it asks how many setups? Is this in reference as to how many lighting/DJ rigs do I own or how many event I look on performing through out the year?
I purchase an annual policy.
The number of setups is in reference to “multi-op”. As a single-op, I have one setup. BUT…please, please, please…if you have questions, ask on their website.