Hey guys, this is one for the mobile warriors out there in the wedding/school dance game. If you own your own DJ/entertainment company, that's even better.
I have been working with 2-3 different mobile DJ companies around the area mainly as a "gun for hire," if you will. I haven't tied down with any one company exclusively, as working with multiple companies keeps my calendar filled, which puts more money in my pocket.
I recently have discovered that one of the companies I work with does not have event/liability insurance. Given that I am an employee of this company, if something catastrophic were to happen that resulted in injury at an event that I was on staff for, do I open myself up to a lawsuit, or would it be brought against the company? I would assume they would sue the company, and not the employee directly, but I imagine there are many variables involved here (equipment failure vs. negligence, etc.). I just mainly want to see the extent of my liability and the level of risk I run when working these events. Any help would be appreciated.
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